What to Do If You Get in a Car Accident on Vacation in New York

A summer road trip can take an unexpected turn when a car accident happens, especially if you're far from home. Whether you’re exploring upstate New York or navigating city traffic on vacation, knowing what to do in the moments after a crash can save you time, money, and stress. This guide breaks down the key steps to protect yourself, your rights, and your vehicle after an out-of-town accident.

Step 1: Prioritize Safety First

Before anything else, make sure everyone is okay. If anyone is injured, call 911 immediately. Even for minor fender benders, it’s important to notify local authorities so the incident is officially documented.

Quick Safety Checklist:

• Move the vehicle to a safe spot if it’s drivable

• Turn on hazard lights; use cones or flares if available

• Exchange info with other drivers: license, registration, insurance

• Take photos of all visible damage, the full scene, and surrounding signs or landmarks

Step 2: Call Your Insurance Company

Let your insurance provider know about the accident as soon as you can. Mention that you're traveling or out of state. Most policies offer nationwide coverage, but exact processes can vary.

Be Prepared to Share:

• The police report number (once it's available)

• Photos of the damage and accident scene

• Contact details for any witnesses or emergency responders

Your insurer may recommend a local body shop—but here’s the key: you’re not required to use it.

Step 3: You Have the Right to Choose Your Repair Shop

New York State law gives you the freedom to select any licensed repair shop, regardless of what your insurance suggests. Don’t be pressured into using a shop that prioritizes fast turnaround over quality work.

Castle Collision works with all major insurance providers and follows manufacturer-recommended procedures to get your vehicle safely back on the road.

Step 4: Watch What You Sign

Towing is often necessary after a crash—but it comes with paperwork. Be cautious about what you sign at the scene.

Sign This:

• A "Right to Tow" form only (allows your vehicle to be moved)

Avoid Signing:

• Any "Right to Repair" form unless you've already confirmed the shop

Not sure where your car was taken? Castle Collision can help retrieve it and transfer it to a trusted repair facility. Call 800-246-3368 or reach out through the contact form.

Step 5: Should You Stay or Head Home?

If your car is still driveable and safe, you might be able to return home. But in many cases, it makes more sense to have the repairs done locally—especially if the damage is significant.

Castle Collision offers:

• Thorough, insurance-compliant estimates

• Full communication with your insurance company

• Secure vehicle transport or pickup options

• Regular updates while you're away

Whether you stay in New York or head home, Castle Collision ensures your car is in good hands.

When Accidents Interrupt Your Vacation, Know What to Do

For more details on the repair process, visit Castle Collision’s Complete Collision Repair page to see how they restore vehicles to pre-accident condition with precision and care.

Nobody plans for a car accident while traveling, but preparation makes all the difference. By understanding your insurance rights, avoiding common mistakes, and choosing a reliable shop, you can turn a frustrating detour into a manageable situation.

If you’ve been in a summer driving accident while visiting New York, contact Castle Collision at 800-246-3368 or use the contact form to get help fast.